Your business
is global.
Your card
should be too.
Hold money in 11 currencies. Spend in 160 currencies. Pay 0% FX conversion fees on 10 major currencies when spending from the same-currency wallet — accepted at 150M+ Visa-accepting merchant locations worldwide.
One card. Every currency
your business needs.
Pay suppliers, teams, and tools anywhere — without juggling multiple cards or absorbing unnecessary conversion charges.
0% FX conversion fees on 10 major currencies
Fund and spend from your Verto wallets in USD, EUR, GBP, JPY, CHF, CAD, AUD, NZD, NOK, and SEK — with zero conversion fees when spending from the same-currency wallet.
Spend in 160 currencies worldwide
Use your Verto card at 150M+ Visa-accepting merchant locations worldwide. Acceptance may vary by merchant.
Funded directly from your Verto wallets
Spend directly from your wallet balances, with no transfer delays. Your card draws from whichever currency wallet makes sense — keeping FX costs low and cash flow clean.
Ultimate spending control
Create cards instantly, set per-card limits, restrict merchant categories, and freeze any card immediately — all from your dashboard.
Unlimited team cards
Issue virtual or physical cards to as many people as your business needs. Each card carries its own rules. No per-card charges.
Consolidated expense view
Every transaction across every currency in one dashboard. No more reconciling across multiple bank statements or card providers.
Built for businesses
that operate across borders
Most business cards were designed for domestic spending. Verto was built for how global businesses actually work.
Verto Best |
Most standard cards | Most banks | |
|---|---|---|---|
| Wallet currencies | 11 | 1 | 1–3 |
| FX markups | 0% | 1–2% | 3–4% |
| G10 currency access | All 10 | 1 | 1–2 |
| Multinational issuance | ✓ | ✗ | ✗ |
| Instant virtual cards | ✓ | ✓ | ✗ |
| Unlimited cardholders | ✓ | ✗ | ✗ |
What our customers say
Businesses scaling across borders use Verto to remove the friction from global spend.
"The Verto card works across all currencies, and with most spending in USD or GBP, we pay zero fees. Having everything on one card, funded straight from our balances, has cut out the hassle of juggling multiple cards just to keep our subscriptions running. For a business scaling across borders, that's real money and real time saved, every single month."
"As one of Nigeria's leading travel management companies, speed matters. When a client needs a flight or hotel confirmed, we can't afford to be stuck waiting on a bank transfer to clear or have our card declined at checkout. With the Verto card, we pay airlines and hotels all around the world with confidence, which means we can confirm bookings for our clients in real time instead of asking them to wait. It's removed a genuine bottleneck from how we operate."
"Our student enrolment involves active digital outreach, including Facebook and LinkedIn campaigns across Nigeria. The Verto card lets us seamlessly fund these ad spends directly from our NGN balance with no unexpected declines, genuinely unlocking a new growth channel for us. For an always-on marketing engine, that reliability is just as critical as the reach itself."
Everything you need to know
You can hold separate pots in 11 currencies: NGN, USD, EUR, JPY, GBP, CHF, CAD, AUD, NZD, NOK, and SEK. Your card draws directly from whichever wallet you choose, so you're always spending from the right balance.
When you spend from the same-currency wallet in any of the 10 G10 currencies (USD, EUR, GBP, JPY, CHF, CAD, AUD, NZD, NOK, SEK), no currency conversion takes place and there is no FX conversion fee. Other fees may apply, for example on card payments in non-G10 currencies or when spending from an NGN wallet. See “What are the card fees?” below. Most banks charge 3–4% per cross-currency transaction — for a business with regular international spend, that adds up fast.
The application takes a few minutes online. We review and respond within 1 business day. Once approved and funded, you set up your team and issue cards — no branch visits, no paper forms required.
Yes. Verto supports multinational card issuance, so you can issue cards to employees based in eligible countries, subject to eligibility checks and local regulatory requirements. Each cardholder gets their own card with spending rules you define from your central dashboard.
No. Add unlimited cardholders with no per-card charges.
Any admin can freeze a card instantly from the dashboard — no bank hold music. Virtual cards can be cancelled and reissued immediately.
| Card Fees | Card Feature Fees | Free | Lite | Emerging |
|---|---|---|---|---|
| FX Conversion Fees | Fees charged on foreign exchange transactions. | 0% | 0% | 0% |
| Non-G10 card payment fee | Fee charged on card transactions in non-G10 currencies. | 1.99% | 1.99% | 1.99% |
| NGN card funding fee | Processing fee applied when spending from an NGN wallet. | 2.99% + 750 NGN | 2.99% + 750 NGN | 2.99% + 750 NGN |
Your business is global.
Your card should be too.
Hold in 11 currencies. Spend in 160 currencies. Pay 0% FX conversion fees on 10 major currencies when spending from the same-currency wallet.
Get your Verto cardApply online in minutes. We'll be in touch within 1 business day.