Embed cross-border
payments.
Without becoming
a bank.
Plug into Verto's banking, FX, and payments infrastructure with one API. Collect and pay out across 49 currencies — with deep coverage across Africa — without the licensing, compliance, or banking relationships.
One integration.
A full banking and payments stack.
Verto Atlas embeds our FX, banking, and payment infrastructure directly into your product — so you can offer global money movement without the regulatory build.
49 currencies, one API
Unlock currency coverage across Africa and G10 markets with a single, powerful integration — no separate banking relationship required per market.
Virtual sub-accounts
Give every customer dedicated virtual accounts to collect locally in NGN, KES, TZS, AED, XOF, XAF, GHS, RWF, ZAR, DKK, UGX, USD, GBP, and EUR.
Last-mile payouts
Instant, mass payouts across Africa through local bank transfer and mobile money — the rails your customers' recipients actually use.
Global clearing
Convert currencies and send payments to 100+ countries and 49+ currencies, including USD, EUR, and CNH, on top of the same infrastructure.
Regulatory cover, handled
We work with local experts present across twelve different emerging markets, so you don't need to hold your own licences market by market.
Your brand, our rails
Use our API or the Verto platform directly to create sub-accounts and run transactions — the end-to-end experience stays branded as yours.
Whoever you're building for, Atlas fits underneath
You don't need to be a bank to offer better cross-border payments.
Outsource your cross-border payments
Fintechs use Atlas to complete collections via virtual sub-accounts between Africa and G10 currencies, and to reach customers with last-mile remittance across Africa — without building banking infrastructure from scratch.
- Virtual sub-accounts for collections
- Instant, mass payouts via bank transfer and mobile money
- Seamless payout in G10 currencies via API
Offer better cross-border payments, without the licence
Marketplaces, digital platforms, and white-label brokers use Atlas to give their own customers dedicated virtual accounts and a full onboarding-to-transaction experience — with none of the regulatory headaches.
- API or Verto platform to create customer sub-accounts
- Full end-to-end experience, from onboarding to transaction
- A fast, white-label passport into Africa's growth
Built to launch faster
than building it yourself
Standing up your own cross-border rails means licences, banking partners, and years of work. Atlas gives you the infrastructure on day one.
Verto Atlas Best |
Build in-house | Banking partner | |
|---|---|---|---|
| Currency coverage | 49+ | Varies | 1–3 |
| Own money licence required | No | Yes | Yes |
| African market access | ✓ | ✗ | Limited |
| Mobile money payouts | ✓ | ✗ | ✗ |
| Local compliance handled for you | ✓ | ✗ | Partial |
| Integration model | Single API | Custom build | Multiple contracts |
See how Atlas transforms businesses globally
By integrating Verto's financial infrastructure, Triply streamlined its payment workflows and turned a complex, multi-day process into a seamless, automated one. Triply's team used the Atlas API to manage its entire payment operation — from issuing virtual accounts to handling real-time currency conversions and payouts — giving them full control and visibility over transactions while they focused on growing their platform.
Verto Atlas customer story
Everything you need to know
Verto Atlas is Verto's embedded banking and payments infrastructure — an API and platform that let you offer FX, collections, and payouts to your own customers without becoming a licensed money-services business yourself.
Atlas is built for fintechs that want to outsource cross-border payments, and for marketplaces, digital platforms, and white-label brokers that want to offer their customers collections and payouts across Africa and G10 markets.
You integrate through our API, or manage things directly on the Verto platform — creating sub-accounts, moving funds, and tracking every transaction end to end, from onboarding through to settlement.
Atlas runs on the same licensed infrastructure Verto uses for its own business accounts and cards, backed by local regulatory expertise across twelve emerging markets — so your customers' money moves on rails that are already proven at scale.
No. Verto holds the licensing and banking relationships across the markets we support, so you can offer the experience under your own brand without becoming a bank yourself.
Speak to our team and we'll scope your specific use case — integration timelines depend on which currencies, payout rails, and account structures you need, but Atlas is designed to get you live in weeks, not the months or years a from-scratch build would take.
Ready to build on Verto Atlas?
Join the fintechs and platforms using Verto's infrastructure for their payout, collection, and integration needs.
Speak to salesOur team will scope your integration and get you live.